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Your moped insurance coverage.
We take a close look at your moped, compare a wide range of moped insurance policies and help you choose appropriate coverage.
Third-party liability (mandatory)
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft and Fire
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft, Fire and Collision
- Damage to others
- Theft and fire damage
- Damage to own moped
Additional coverages for your moped insurance.
In addition to choosing the right coverage for your moped insurance, you can also compare and purchase various additional coverages.
Recovery Legal Aid
va.
2 ,24
p/month
Insured of legal help in recovering damages from a traffic accident. At home and abroad.
In some situations, you have to make your claim to the person who caused the damage. Normally this is not necessary with the most comprehensive All Risk insurance. The insurer will pay for the damage to your car itself. If your car is WA or WA limited casco insured, recovering your damages from the other party is not insured. For this you can take out legal assistance insurance. After damage, the insurer will take care of recovering your damages.
Motor Vehicle Legal Assistance
from
1 ,02
p/month
Insured of legal help in traffic disputes. At home and abroad. With the vehicle insured on the policy.
Legal expenses insurance also takes care of recovering damages from the perpetrator, but its coverage is broader than recovery legal expenses insurance. You can also use the insurance in a dispute with a car dealer, for example, or a disagreement with the garage over repair costs. You can even use this insurance for legal help for criminal prosecution due to an accident. However, there may be specific requirements for using motor vehicle legal expenses insurance.
Accidental occupant
v.a.
1 ,46
p/month
Accident rider insurance is certainly recommended when insuring your scooter. This additional insurance pays out an amount in case of permanent disability or death of one or two passengers as a result of an accident.
Better insured through Alpina
Looking for cheap moped insurance? With Alpina, you can easily compare different moped insurance policies. As the proud owner of a beautiful moped, you should not think about it being stolen or damaged. With a good moped insurance, you ensure that you are insured in case of damage and accidents. Our moped insurance policies are not only inexpensive, but you also have a choice of coverage. This allows you to customize your moped insurance to suit your personal needs.
What is moped insurance?
Moped insurance is insurance for your moped, moped, moped, moped, scooter or scooter. With moped insurance, you insure your moped against various damages. In which situations you will receive compensation depends on the type of coverage you take out for your moped.
When is it compulsory to take out moped insurance?
As soon as you purchase a moped and the license plate is in your name, you must take out moped insurance. In the Netherlands, you are required by law to have at least third-party insurance for your moped. This insures you for damage you cause to others. As soon as the license plate is in your name, you must have third-party insurance, even when you are not riding your moped. Without third-party insurance you may not ride the moped.
Frequently asked questions moped insurance
What factors play a role in the amount of the premium?
The amount of the final premium depends on a number of factors:
- Your age
- Your postal code
- The coverage you choose
- The number of claim-free years you have accumulated
What is the best moped insurance?
Unfortunately, we cannot give you the best moped insurance on a silver platter. That depends entirely on your personal wishes. To find out the best moped insurance, it is best to compare different insurance policies on price and content. First think about what coverage and additional coverage you want. Then you can use our online comparison tool to compare different insurers. This way you can quickly find the best moped insurance.
Taking out moped insurance: what should you look for?
One moped insurance policy is not the other. There can sometimes be big differences in the offerings and terms of insurers. Therefore, when taking out moped insurance, it is important to make sure you select the right coverage. You cannot compare third-party coverage with one company with third-party + theft, fire and collision coverage with another. To get a good idea of the differences between moped insurance policies, you need to think ahead of time about what coverage you would like to purchase.
You should also be careful not to duplicate insurance policies. For example, have you already turned on the Traffic module with your legal assistance insurance? Then it is not necessary to take out another legal expenses insurance with your moped insurance. Then you are double insured.
Are you a real fair-weather driver? Then it's a shame to pay premiums all year round. In that case, don't forget to suspend your moped during the winter months. When the moped is suspended, you do not have to take out moped insurance. This way, you save on the annual costs of your moped insurance.
Which moped insurance should you choose?
Which moped insurance policy is best for you to choose depends on a number of factors. For example, you should consider the age of the moped and its daily value. Of course, your own financial situation is also important. Think carefully in advance about what you can afford in case the moped is damaged or stolen. Damage to a moped can be quite expensive. If you only take out third-party insurance, you will be reimbursed less in the event of damage or an accident than with more comprehensive coverage. For example, are you very dependent on your moped because it is your primary means of transportation? Then you should consider more extensive coverage, so that you have more financial security, even if your moped has a lower daily value.
There are sometimes big differences in moped insurance policies from different insurers. So it pays to compare various moped insurance policies to find the best deal for your moped. Compare on price and content. At Alpina, you can easily compare moped insurance. We have a cheap moped insurance for every moped.
Insuring a moped without a driving licence
If you do not have a license yet, but have already bought a moped, you can still insure your moped, just not with all insurance companies. Don't worry, you don't have to go through all the insurance companies to find out where you can still get moped insurance. Through our online comparison tool you can easily compare all insurance companies that will accept you without a license. Of course, you may not ride a moped without a license. Do you ride a moped without a license? Then the costs of any damages are for your own account. Moreover, the insurer can terminate your moped insurance immediately.
Switching moped insurance
Do you already have a moped insurance, but you want to switch to another insurer? Then you have to cancel your current moped insurance yourself. Unfortunately, we cannot do this for you. However, you can already submit an application for a new moped insurance. Do not forget to cancel your current insurance, otherwise you will be double insured and will pay double the premium.
If someone else rides my moped, is that person insured?
Moped insurance is always linked to a moped and not to you. This means that someone else is insured even if they ride your moped. Of course, this does require the driver to have a valid driver's license.
How can I register my moped?
You can transfer you moped at a license plate counter, a PostNL location, an RDW inspection station or an RDW desk. The license plate will then be transferred to the new owner's name. To transfer a moped, follow the step-by-step plan.
Is a souped-up moped insured?
Speeding up a moped is not entirely without risks. In addition to being dangerous to drive faster than the maximum speed of 45 kilometers per hour, you are also not insured. Many people do not realize the possible consequences of tuning up a moped. If you cause an accident, in most cases your moped insurance will not cover the damages. There is also a good chance that you will get into trouble with the law.
What is daily value?
The daily value is the maximum amount the insurer is at risk for, in addition to the liability risk. The higher the daily value of your moped, the higher your moped premium will be. If you have suffered damage that is covered by your moped insurance, you will be reimbursed for the cost of repairs. If the repair costs are higher than the daily value, the insurer will pay out the daily value.
How can I import a moped from abroad?
If you want to import a moped from abroad, it must be registered in the Netherlands with a Dutch license plate. How to get this license plate depends on the country you are importing the moped from. Read more here>>
How can I apply for a license plate for a moped?
You can apply for a license plate through the RDW. Your moped will first be RDW approved. This means that your moped will be examined whether it meets the rules for driving on public roads. Without an inspection you cannot get a new license plate. To apply for a license plate, follow the step-by-step plan.