What does all-risk moped insurance cover?
If you have recently purchased a nice moped, then of course you will want to insure it properly against damage and theft. When picking an appropriate insurance, you might want to look into all-risk moped insurance. With all-risk moped insurance, your moped is insured against fire, theft and collision, among other things. In addition, you are also insured for damage to your own moped, even if it is your own fault. On Brommerverzekering.nl you can read all about the all-risk moped insurance.
Why all-risk moped insurance?
In the Netherlands, you are required by law to have at least a WA moped insurance. This only insures you for damage you cause to another person. Damage to your own moped is not covered. If you buy a very new or expensive moped, it is of course a shame if you have to pay for any damage yourself. Not to mention theft. If you want to fully insure your moped, you can get all-risk moped insurance. This is the most comprehensive coverage. You will also receive (partial) compensation if your moped is stolen. Always read the policy conditions of your insurer carefully to see what measures you need to take. A condition is often that you must use a category 3 ART-approved lock.
All-risk moped insurance costs
All-risk moped insurance is the most comprehensive moped insurance and therefore the most expensive. However, it does provide you with full coverage in the event of damage and theft. However, the insurance premium does not depend only on the coverage you choose. There are other factors that determine the premium, such as your age, where you live, the value of your moped and the number of claim-free years you have accumulated. Based on these factors, an insurer determines the amount of the premium. To give you an idea of the cost of all-risk moped insurance, we have calculated the premium for two different situations:
| Moped speed | 25 kilometers per hour | 45 kilometers per hour |
|---|---|---|
| Coverage | Theft, Fire and Collision (All-risk) | Theft, Fire and Collision (All-risk) |
| Age of driver | 18 | 30 |
| Postal code | 1187 RH (Amstelveen) | 3925 EE (Scherpenzeel) |
| Claim-free years | 0 | 7 |
| Catalog value | €900 | €1800 |
| Insurer | Unigarant | a.s.r. Advantage Package |
| Premium per month | €96,67 | €10,53 |
Purchase all-risk moped insurance directly online
Would you like to purchase all-risk moped insurance directly online? Then you've come to the right place at Alpina! You can first use our handy online comparison tool to compare different moped insurance policies. This way you can find an all-risk moped insurance at the lowest price. Have you found the right insurance for you and your moped? Then you can use the online tool to purchase it directly.
Do you still have questions or would you prefer to consult before purchasing insurance? Our insurance specialists are waiting for you! You can reach us Monday through Friday from 8 a.m. to 6 p.m. by phone at 088 - 6883700. You can also send us a message via chat, WhatsApp or Messenger.
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