Get moped insurance

Choosing the most suitable moped insurance can be a time-consuming task. Calling several insurers will allow you to get multiple quotes, but it will take a lot of your time. Going through your local insurance broker is often not an option either. Moped insurance companies often have them as a service product. So they are not going to compare and choose the best insurer. Not surprisingly, the best way to get your bearings and purchase moped insurance is online.

Unfortunately, it is not that simple. One moped is best insured with insurer Y, while for the other you choose insurer X. There is no way to tell. This is because insurers evaluate different criteria differently. As a result, the same insurer is not always the best choice. You can only find out where you can best get your moped insurance by comparing the different insurance policies.

There is an insurance obligation on the owner of the moped. Therefore, the owner also takes care of the insurance. It is common for the parents to take out the moped insurance because it is cheaper due to the higher premium charged for young people. When taking out the insurance, they are often asked for the date of birth of the youngest driver of the Moped. Here, however, the son or daughter's date of birth should be mentioned. In order to keep the premium down, do not go without your child's date of birth. This can be termed as fraud.

Any claim-free years accrued in other moped insurance policies can be used again for the new policy. Similarly, years accrued in, for example, car insurance or motorcycle insurance can be used for the Moped. What is particularly interesting is the fact that you can use years accrued in moped insurance for car insurance. The premium for car insurance is higher, so with the Moped you can build up claim-free years relatively cheaply that can benefit you later.

Moped insurance has four different coverages that you can choose between. They are the following forms of insurance:

• Civil liability (WA)
• Third party liability + theft
• Third party liability + theft and fire
• Third party liability + theft, fire and collision (most comprehensive insurance)

For a new moped, the most comprehensive coverage is the best choice. The most important added value is collision coverage. In case of damage caused by your fault, your insurer will pay for the damage to you. For old mopeds with little value, choose the most limited coverage, which is the third-party coverage. When you choose the two intermediate forms depends on the premium and what you want to insure. Of course, you want the broadest coverage at the lowest price.

Alpina works together with 112schade.nl to recover non-covered damage from the other party. Has someone caused damage to you but you have no coverage on your own policy then 112schade.nl can help you recover your damage from the other party completely free of charge.