Electric moped insurance
An electric moped has all the conveniences of a moped and is an environmentally conscious choice. More and more people choose an electric moped because of its advantages. It makes no noise, does not smell and is often cheaper to use than a gasoline-powered moped. However, as with a gasoline moped, you are required to have at least third-party insurance. With our moped insurance you can also insure your electric moped.
When are you required to insure your electric moped?
You are always required to insure your electric moped. This is required as soon as the license plate is in your name. For every moped, you must have at least third-party insurance. This insures you against damage to others for which you can be held liable. It does not cover damage to your own electric moped.
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Electric moped insurance: coverage
You can choose from three different coverages for your moped insurance. Besides the compulsory third-party insurance, there are also the WA+ and the all-risk insurance. Which insurance you should choose depends on your personal situation. Electric mopeds are a lot more expensive than gasoline mopeds. Therefore, you may want to consider comprehensive all-risk insurance.
WA coverage
TPL coverage forms the basis of moped insurance; TPL stands for Third Party Liability. With third-party moped insurance, you are insured for damage you cause to another person. If another driver causes damage to you, you can recover it from the other party's third-party insurance.
WA+ coverage
You can also choose WA+ coverage. This coverage is also called WA + Theft and Fire. Electric mopeds are fairly new and therefore look modern. This makes them attractive to thieves. Therefore, you may want to consider including theft coverage as well.
All-risk coverage
Finally, there is the most comprehensive coverage: all-risk insurance. With all-risk insurance, you are not only insured for damage caused by fire and theft, but also for damage to your own moped due to your own fault. So you can be sure that your electric moped is well insured.
Purchase insurance for your electric moped directly online
Whatever coverage you choose, you obviously want to insure your electric moped as well as possible. Therefore, always compare different insurers to find the best moped insurance. At Alpina, you'll find the best coverage at the lowest price. Once you have selected a moped insurance, you can take out an insurance policy directly online. This way, you can quickly hit the road with your electric moped.
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