Switching moped insurance

Switching moped insurance: coverage

When purchasing insurance for your shifter moped, you have a choice of three different coverages: WA, WA+ and All-risk. TPL moped insurance is mandatory, but you can also choose to take out more comprehensive coverage. The best coverage to choose depends on your personal situation and your moped.

WA coverage

TPL stands for third-party liability. By taking out third-party insurance you ensure that you are insured for damage you cause to another person. You take out third-party insurance because it is mandatory, but also to protect yourself. If you do not hit another driver too fast with your moped, you might get away with just minor damage. But if you hit another moped or pedestrian at considerable speed, you may also cause personal injury. The consequences of personal injury are serious and can be costly. With third-party insurance you are insured against this.

WA+ coverage

An addition to the compulsory third-party insurance is the WA+ insurance. This is also called third-party liability + theft and fire. From the name you can already see what else you are insured for. Especially theft is often a nice addition. Mopeds are popular with thieves. Check the policy conditions to see if your insurer has any conditions to this coverage. One condition is usually that you have to have a good quality lock on your moped.

All-risk coverage

You can also insure your shifter moped with the most comprehensive coverage: all-risk moped insurance. With this you are insured for all the previously mentioned damages, but also for damage to your own moped, even if the damage is your own fault. All-risk coverage is especially popular for very new or expensive mopeds.

Purchase insurance for your shifter moped directly online

Need to buy moped insurance for your shifter moped directly online? Then you have come to the right place. Based on your license plate, we can find out what type of moped you have. We then base the insurance and the premium on that. In our online comparison tool you can compare different providers. This way, you can be sure that you have the best insurance for your moped.