What is supplemental coverage?

In addition to moped insurance, you can also choose a number of supplemental policies. These additions can add value in certain cases.
As a result of an accident, the driver or the passenger may suffer serious physical injury. With the passenger accident insurance you can insure a benefit. If damage to your moped is caused by someone else, you can recover damages from the other party. Sometimes this is a matter of sending a liability claim and the amount will be paid out. Often there is more involved. You can have your damage recovered for free in some cases you need legal aid.

Free 112damage recovery service

There are four forms of insurance to choose between. For example, the most comprehensive form of insurance (third-party liability + theft, fire and collision) compensates for damage to your moped caused by a collision. If someone else is liable for the damage, the insurer will take care of recovering the damage amount from the perpetrator. If you have chosen one of the more limited forms of insurance for your moped, you will have to take care of recovering the damage from the perpetrator yourself. This can be tricky. You can also leave this to 112schade.nl. For you this is free of charge. The burden is borne by the party causing the damage or their insurer.

Accidental occupants

As a driver of a two-wheeler, it is easy to slide, with all the consequences that entails. With the accident rider insurance you can insure a payment in case of permanent disability or death of one or both riders. A benefit of €5,000 is paid in the event of death and €22,500 in the event of permanent disability. Think of this as financial compensation for the passenger or next of kin.

Recourse legal aid

In certain cases, recourse legal assistance may still be necessary. Consider the situation where a case has to be fought out in court. By choosing this additional insurance, you have covered these costs. Of course, the insurer must still see possibilities to recover the damages from the perpetrator.