Can I transfer claim-free years from moped to car?

Why don't the claim-free years with my moped count?

Insurers find that the claim-free years you have accumulated with your moped have little value for a car insurance policy. They find that the driving experience you gain with a moped is irrelevant to a car insurance policy. It does not reduce the likelihood of an accident with the car. Therefore, they no longer count the claim-free years you accrue with your moped when calculating car premiums.

What can I do with claim-free years accrued on the moped?

Although they are not important for auto insurance, you may still be able to use them in the future. For example, if you want to reinsure a moped or scooter in your name. Claim-free years, however, do not remain valid indefinitely. They expire after a certain number of years. Pay close attention to this if you want to take out moped insurance again.

Can I still get cheap insurance as a novice driver?

Many insurers often charge young drivers a much higher premium. This is because of the high risk they pose. Research has shown that young drivers are proportionally much more likely to cause damage. This is why you often pay a higher premium for car insurance up to age 24. This does not necessarily mean that you have to pay a sky-high premium for your insurance every month. Not every insurer keeps the same rules and conditions. By comparing on Brommerverzekering.nl you can still get cheap car or moped insurance.