Vespa insurance
Everyone is familiar with the Vespa. Today it is one of the best known and most popular moped brands. Vespas are recognizable by their sleek design, classic look and sometimes striking colors. With a Vespa, you can imagine yourself on the road in Italy. Are you the proud owner of a Vespa? Then you want to insure it as well as possible in case of damage and theft. Read all about moped insurance for your Vespa here.
When is it mandatory to insure your Vespa?
Insuring a Vespa is mandatory. For any motor vehicle, you must have at least third-party insurance. This insures you for damage to others for which you can be held liable. It does not cover damage to your own Vespa.
Vespa insurance: coverage
At the time of insuring your Vespa, you must choose from three different coverages: WA, WA+ or All-risk. When choosing the right coverage, the daily value of your Vespa also plays a role. In general, a Vespa has a higher daily value than the average scooter. Therefore, for new Vespas, the most comprehensive coverage is often chosen by default.
WA coverage
TPL stands for Third Party Liability. This is the mandatory basic coverage for moped insurance. If you cause a collision, your insurer pays the damages to the other party. Damage to your Vespa is not covered by this insurance, you have to pay for this yourself. Does someone else cause damage to your Vespa? Then you can recover the damage from the other party's insurer.
WA+ coverage
The WA+ coverage is an addition to the basic third-party insurance. This coverage is also called Third Party Liability + Theft and Fire. Especially theft can be a useful addition when insuring your Vespa. Vespas are very popular with thieves. Do check the conditions of your insurance if the insurer still sets conditions for theft. In many cases they require that you have a good quality lock. This way you reduce the chance of theft.
All-risk coverage
You can also choose the most comprehensive coverage for your Vespa insurance. With this you are not only insured for fire and theft, but also for damage to your own Vespa due to your own fault. With all-risk coverage, you can be sure that your Vespa is fully insured.
Purchase insurance for your Vespa directly online
Fast on the road with your Vespa? Then take out insurance directly on Brommerverzekering.nl With us you can take out online insurance for your Vespa 24 hours a day, 7 days a week. Through our handy online comparison tool you can first compare different insurers on price and content. When you have found the best insurance at the lowest price you can take out the insurance directly.
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